This weekend is one of the busiest for booking holidays in the whole year, with people back to work after the Christmas festivities and wanting something to cheer themselves up. This results in consumers heading to their local travel agents to get the best deals for their 2016 Summer holidays. However, the Foreign Office (FCO) are urging would-be holidaymakers to ensure they purchase adequate travel insurance and are fully prepared to ensure a trouble-free holiday.
Many travel agents and tour operators are offering exclusive deals and discounts for 24 hours this Saturday, with millions of people expected to book a bargain break.
To drill the message home to consumers, the Foreign and Commonwealth Office (FCO) has produced an animated video that highlights some of the risks of travelling abroad with inadequate travel insurance cover.
With the average financial cost of a claim for overseas medical expenses coming in at £1,022, the £32 average cost for an annual travel insurance policy is a no-brainer to ensure peace of mind.
The FCO and weather broadcaster, Becky Mantin, are advising people to do their research and get the right insurance options, as well as understand the potential costs of not being adequately insured. We also suggest that you give detailed and accurate medical histories to insurers to avoid claims being rejected for non disclosure of pre-existing medical conditions.
Also, for travellers to Europe make sure to take with (or apply for one if you don’t already have one) your free European Health Insurance Card (EHIC) (commonly referred to as an E111 in the past).
Cara Fortune, from the FCO’s Know Before You Go team, said: “It is great that many British nationals will be looking to bag a holiday bargain this Sunshine Saturday, but it’s important not to scrimp on insurance cover. A medical emergency abroad can be extremely expensive if you are not adequately insured.
“Come rain or shine, taking out appropriate travel insurance should be at the top of your to-do list before heading overseas.”
Mantin added: “I’m predicting that this ‘Sunshine Saturday’ will be an excellent opportunity for people to explore some fantastic travel deals, and maybe even book a well deserved bargain getaway abroad.
“But after you’ve found your perfect deal and clicked that ‘book’ button, ensure you also start to think about making the right pre-travel preparations.
“Getting adequate travel insurance is particularly important – without it you risk putting a real dampener on your holiday, as well as being out of pocket.”
So when you bag your 2016 summer holiday this weekend don’t overlook the importance of being adequately insured for your holiday.